During 2025, BNI's sustainable financing portfolio reached IDR197 trillion, equivalent to 22% of BNI's total credit. This financing was channeled to various sectors, including renewable energy, natural resource management and land use, water and waste management, as well as the micro, small and medium enterprise (MSME) segment.
Going forward, BNI will continue to expand financing in priority green sectors, including renewable energy, environmentally friendly transportation, and sustainable natural resource management.
“Sustainability is not merely compliance with regulations, but has become the foundation of BNI's business strategy in creating long-term value for all stakeholders,” said David.
Sustainable finance initiatives, the application of Environmental, Social, and Governance (ESG) principles, and the implementation of Social and Environmental Responsibility (TJSL) have become an integral part of BNI's long-term strategy.
This commitment is reflected in the issuance of a IDR5 trillion Sustainability Bond in 2025 with an idAAA rating. BNI's Sustainability Bond Framework has also obtained a Second Party Opinion (SPO) from Sustainalytics with credible and impactful results, which confirms the quality and impact of BNI's sustainable financing in accordance with national and international standards.
In addition, as a form of support for the government's target to achieve Net Zero Emissions by 2060, BNI is also strengthening its commitment to sustainability through the issuance of Green Bonds worth IDR 5 trillion, which are allocated to support environmentally and socially conscious financing, as well as the distribution of Sustainability Linked Loans (SLL) to companies that have demonstrated improved sustainability performance.
In addition to financing, BNI also launched an ESG Advisory Playbook for the palm oil sub-sector as a transition guide for debtors, making BNI the first bank in Indonesia to compile and introduce such a playbook.
As a pioneer in green banking and an agent of development, BNI integrates sustainable finance principles into its corporate values, work culture, business strategies, and operational policies, while also playing an active role in promoting the national green transition through the use of the Indonesian Sustainable Finance Taxonomy (TKBI).