BNI Recorded Solid Fundamentals, Strong Liquidity, and Managed Risk Throughout 2025

 

Sustainability Commitment

 

In the meantime, BNI Risk Management Director David Pirzada said that BNI consistently implements strategic measures in all aspects of operations and financing to strengthen sustainability practices.

 

During 2025, BNI's sustainable financing portfolio reached IDR197 trillion, equivalent to 22% of BNI's total credit. This financing was channeled to various sectors, including renewable energy, natural resource management and land use, water and waste management, as well as the micro, small and medium enterprise (MSME) segment.

 

Going forward, BNI will continue to expand financing in priority green sectors, including renewable energy, environmentally friendly transportation, and sustainable natural resource management.

 

“Sustainability is not merely compliance with regulations, but has become the foundation of BNI's business strategy in creating long-term value for all stakeholders,” said David.

 

Sustainable finance initiatives, the application of Environmental, Social, and Governance (ESG) principles, and the implementation of Social and Environmental Responsibility (TJSL) have become an integral part of BNI's long-term strategy.

 

This commitment is reflected in the issuance of a IDR5 trillion Sustainability Bond in 2025 with an idAAA rating. BNI's Sustainability Bond Framework has also obtained a Second Party Opinion (SPO) from Sustainalytics with credible and impactful results, which confirms the quality and impact of BNI's sustainable financing in accordance with national and international standards.

 

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