BNI Recorded Solid Fundamentals, Strong Liquidity, and Managed Risk Throughout 2025

 

As part of its digital transformation strategy, BNI continues to develop wondr by BNI as a personal transaction platform. By the end of 2025, the number of wondr by BNI users has exceeded 12 million, with a much higher transaction activity rate compared to the previous platform. This increase in customer engagement has contributed significantly to the growth of retail savings and the strengthening of CASA.

 

In addition, BNI has also improved its BNIdirect platform, which includes Cash Management, Trade Finance, Bank Guarantee, and Supply Chain Financing services for the corporate and business segments. Throughout 2025, BNIdirect recorded a growth in the number of users and transaction value of more than 25% YoY, which contributed directly to the strengthening of corporate current accounts.

 

BACA JUGA:BPS Seluma akan Gelar Sensus Ekonomi 2026

Internationally, BNI strengthens its role as an orchestrator of Indonesian business to global markets through its international network in eight world financial centers, as well as strategic partnerships with more than 1,300 correspondent banks in 90 countries covering 16 currencies.

 

National Development Accelerator

 

BNI also affirms its role as a national bank with global capabilities and as an instrument of the state in supporting the national development agenda. In line with the government's priority programs and Asta Cita, BNI actively contributes to strategic sectors such as education, public health, food security, strengthening the rural economy, and the real sector, which are drivers of job creation and regional development.

 

This role is carried out through targeted financing, strengthening financial services, and utilizing digitalization to ensure that development policy implementation is effective and sustainable. In the Free Nutritious Meals Program (MBG), for example, BNI plays a role in channeling financing while supporting the digitalization of transactions through the use of Virtual Account and BNIdirect services, so that the program's operational processes run more efficiently, transparently, and in an integrated manner.

 

As part of the Sekolah Rakyat Program, BNI plays a strategic role as a bank that provides digital banking services for school management, including opening accounts for students and educators and strengthening the Agen46-based financial ecosystem. BNI also contributes to the development of villages, cooperatives, and MSMEs through financing for the development of the Merah Putih Village/Sub-Regency Cooperative (KDKMP), which is integrated with the Agen46 network, as well as strengthening support for the 3 Million Houses Program through the distribution of FLPP mortgages.

Sumber: